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I co-founded a start-up. Business plan is in the work. I still need to work on the financial section. I know I should have a CFO work on it. But I don’t have $$ to pay/hire a CFO. So I get to wear the finance hat too among other roles. Do you know of free finance spreadsheet templates I could download to use? Need to finish biz plan to show potential investors. Can’t show current biz plan as is without figures. Biz plan doesn’t mean anything to investors without 3 year financial planning such as revenue projection, dev’t cost projection, marketing budget projection, potential # of people for hire, other related finance figures of interest to potential investor. Tks for your help in advance!

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I want alerts regularly for latest finance buzz and news. I hardly get time for reading news on net. So I want latest finance new to be mailed me regularly, so when I check my mail box I can read latest finance and news too(Especially FINANCE NEWS). Please help me with this.

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How is the New Zealand economy currently doing and how is the job market in the area of finance?

I am from US and I will be doing a PhD in Economics in Wellington. I also want to do some consulting work in accounting and finance while working on my research.

Thanks.
For Accounting, do you necessarily have to have NZ accounting certification, or a CPA from US will do?

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I have decent experience (3-4 years) in the finance field. How long will it take me to make that kind of money? How often do
finance people make that kind of money?

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What is really different between finance and accounting?

Finance: is money management, including investment.

Accounting: make records for the profit and liability.

Is that right?

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I’m looking to do some major rennovations on my house and figuring out the best way to finance it has been racking my brain. I just can’t figure out the pros & cons between refinancing, 2nd mortgages, home equity line of credits, etc.

A little background on the house, It is located in North NJ in a very high demand area. I bought the house over 6 years ago for $215k, it’s currently valued around $380k. Our current Mortgage is around $175k. I estimate my renovation to cost around $200k-$250k. We plan to be in this house for a long time. We’re looking to add a 2 car garage, extending the living room, redoing the kitchen and adding a master bedroom.

any advice on what direction I should head in and pifalls to look out for would be greatly appreciated.

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What happens if a finance company never repossesses a vehicle that has been discharged in bankruptcy? No payments have been made in 14 months…Bankruptcy discharged in June of this year. Finance company has our current address and phone number.

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